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We build technology at BillDesk

India's largest Payment Aggregator and Bill Payment Platform

Hatio Innovations Private Limited is a fully owned subsidiary of Limited (BillDesk). Founded in 2017, we are an Engineering-First company with specialization in banking and financial solutions. We build highly scalable, real-time software solutions capable of handling large volumes of fund flows and time-critical, sensitive information that help our partners to grow and scale their business.

We are a 75 member team of engineers, product and design experts, and specialists, working together to optimize digital economic infrastructure.


Vivek Steve Francis, CEO
Vivek is the Founder and CEO of Hatio Innovations Private Limited. He started his entrepreneurial journey while he was still in college, co-founding MobME Wireless Solutions (India’s most innovative startup, 2008). He was also a Founding Member of Startup Village (India’s best Technology Incubator, 2015) and Chillr, India’s first peer to peer mobile payment application, which was later acquired by TrueCaller. Vivek holds a B-Tech degree in Electronics & Communication from Kerala University and a Post Graduate Diploma in Business Management from International Management Institute, New Delhi